Coverage That Keeps You Confident on the Road

Whether it’s your daily commute or a weekend trip, the right auto insurance keeps you protected every mile. Anchor & Trust Insurance Group compares top-rated carriers to find the perfect balance of protection and price — tailored to your driving needs.

Core Auto Policy Coverages

Liability Coverage: Covers bodily injury and property damage you cause to others in an at-fault accident.

Collision Coverage: Pays for repairs to your vehicle after a crash — regardless of who’s at fault.

Comprehensive Coverage: Covers non-collision damage like theft, fire, vandalism, hail, or hitting an animal.

Uninsured / Underinsured Motorist: Protects you if the at-fault driver has little or no insurance.

Medical Payments (MedPay) or PIP: Covers medical expenses for you and your passengers after an accident.

Rental Reimbursement: Pays for a rental car while your vehicle is being repaired after a covered loss.


 

Customize Your Coverage:

• Roadside Assistance – 24/7 towing, flat tire help, and fuel delivery if you’re stranded.
   
• New Car Replacement – Replaces your vehicle with a brand-new model if it’s totaled within the first year or certain mileage limits.
   
• Gap Coverage – Pays the difference between what you owe on your loan/lease and the car’s actual value if it’s totaled.
   
• Rideshare Coverage – Protects you while driving for services like Uber or Lyft (not included in standard personal auto).
   
• Custom Equipment Coverage – Extends protection for aftermarket upgrades like rims, audio systems, or wraps.
   
• Accident Forgiveness – Prevents your rate from increasing after your first at-fault accident (available from select carriers).